0.49% APR FOR 48 MONTHS ON SELECT GENESIS GV80 MODELS
Explore Inventory
Genesis Financing In Cary, NC
Luxury Financing Built Around You
At Genesis of Cary, we believe that choosing your next vehicle should be an exciting, personalized experience from start to finish. Our team of automotive finance specialists is here to make the path to ownership as smooth and clear as possible. We work directly with you to tailor a customized financing package that aligns with your long-term goals and fits comfortably into your lifestyle, letting you focus on the excitement of owning a world-class luxury car.
The Long-Term Benefits of Financing Your Vehicle
Choosing to secure an auto loan for your new luxury vehicle is a strategic investment in your future. Unlike other temporary arrangements, financing allows you to build real equity with every monthly payment, eventually leading to full title ownership. Guests at Genesis of Cary appreciate the absolute freedom that comes with a traditional car loan, including the ability to drive unlimited miles across North Carolina and beyond without penalty. Furthermore, owning your vehicle outright means you have the liberty to personalize your Genesis with custom enhancements and eventually use its trade-in value toward your next upgrade, ensuring your investment continues to work for you for years to come.
Financing Plans for All Credit Backgrounds
Our finance experts are committed to establishing a successful path forward for every guest, regardless of whether you have an impeccable credit history or are in the process of rebuilding your score. By leveraging our long-term partnership with Genesis Financial Services and a wide-reaching network of local and national lenders, we provide our clients with access to low APR offers and highly competitive interest rates. We specialize in creating customizable loan lengths that empower you to drive away with absolute confidence in your new financial arrangement.
Secure Your Automotive Loan in Cary Today
We offer a complete range of financial services designed for your convenience:
Competitive retail loan rates through Genesis Financial Services and trusted local banks
Quick and secure online financing pre-approvals
Comprehensive vehicle protection plans and extended warranties for long-term security
Flexible loan terms tailored to match your ideal monthly budget
Save Time with Our Online Application
If you want to skip the extra paperwork at the dealership, you can easily apply for automotive financing through our secure online form from your home or office. Getting this step out of the way early clarifies your buying power, so you can spend your time focusing on picking out the perfect model when you visit our showroom.
Start Your ApplicationDisclosure: Rates subject to change based on market conditions. Competitive rates are based on creditworthiness, term, and vehicle age. Final rate and terms are determined upon approved credit (OAC).
Please contact Genesis of Cary finance specialist for the most up-to-date and tailored rate information for your next vehicle purchase.
Get in Touch with Genesis of Cary
We are ready to give you a first-class experience the moment you reach out. Give our team a call or stop by today to talk through your financing options, set up a test drive, or browse our latest lineup of new luxury vehicles.
FAQs
What are the main benefits of financing a vehicle over leasing?
Financing a vehicle gives you total ownership and long-term equity. Unlike a lease, there are no annual mileage limits or wear-and-tear charges to worry about, meaning you can drive as much as you want and customize the car to your exact preferences. Once your loan is fully paid off, you no longer have a monthly car payment, allowing you to enjoy the full value of your investment for years to come.
How do interest rates and loan terms affect my monthly payments?
Your monthly payment is determined by the total loan amount, the interest rate (APR), and the length of the loan (such as 48, 60, or 72 months). A lower interest rate will reduce the overall cost of your loan. Choosing a longer loan term will lower your monthly payment, while a shorter loan term will help you pay off the vehicle faster and save on total interest over time.
Can I still secure competitive financing if I am working on my credit?
Yes, absolutely. Our finance division works with a wide variety of banking institutions and manufacturer-backed lenders. Thanks to these established relationships, we can advocate directly on your behalf to build custom financing structures, affordable down payment options, and flexible terms that work with your specific financial situation.
How does trading in my current car help with financing?
Trading in your current vehicle is an excellent way to lower the net cost of your upgrade. The value of your trade-in acts just like a cash down payment, reducing the total loan amount you need to finance. This not only lowers your monthly payments but can also save you money on overall interest charges over the life of your new loan.
